PayMoji is built for speed, transparency, and simplicity. Send money to family back home, pay someone overseas, and more. This article gives you a quick tour of what the app can do, with links to step-by-step guides.
Features at a Glance
| Feature | Description | Full guide |
|---|---|---|
| Send to PayMoji Users | Send USD instantly to another PayMoji user via email | Sending Money to Other PayMoji Users |
| Send to Banks & e-Wallets | Transfer from your wallet to a local bank or digital wallet | Sending Money to Banks/e-Wallets via PayMoji |
| Pay / Send Money via QR Code | Scan or share a QR code to pay merchants, settle bills, or send money. | How to Make a QR Code Payment in PayMoji |
| Add Funds | Top up your PayMoji wallet through trusted payment providers | Adding Funds to Your PayMoji Balance |
| Recent Activity | View completed and in-progress transactions | See Recent Activity below |
| User Settings | Manage your name, security, and account preferences | See User Settings below |
Send Money to Other PayMoji Users
Send USD instantly to anyone with a PayMoji account using just their email address. PayMoji-to-PayMoji transfers are direct, with no minimum amount.
Send Money to Banks/e-Wallets
Transfer funds from your PayMoji wallet directly to a local bank account or digital wallet. The app automatically selects the provider with the best exchange rate, or you can choose your preferred provider when available.
Pay / Send Money via QR Code
Scan a QR code to pay a merchant, settle a bill, or send money. You can also share your own QR code to receive payments.
Add Funds
Top up your PayMoji balance through one of our trusted payment providers. Available payment methods and minimum top-up amounts vary depending on the provider you choose.
Recent Activity
A running log of your transfers, deposits, and withdrawals, right on the home page.
You'll see separate tabs for completed transactions and any orders still Processing, so you can keep an eye on activity in one place.
User Settings
Manage your account preferences and security options from the User Settings menu.
| Setting | Description |
|---|---|
| Name | Update your display name |
| View or copy your registered email | |
| Biometric Authentication | Use Face ID or fingerprint to unlock the app. Your biometric data stays on your device and is never stored by us. |
| Notifications | Toggle instant alerts for changes to your account |
| KYC Verification | Increase your limits by verifying your identity. See Identity Verification in PayMoji. |
| Terms of Service | Read PayMoji's terms |
| Privacy Policy | Review how your data is handled |
| Version | View the current app version |
| Log out | Sign out of your account |
| Delete account | Permanently delete your PayMoji account and wallet. See How to Delete Your PayMoji Account for important details before proceeding. |
Reach out to our support specialists!
Our team will get back to you as soon as possible.